TERMS AND CONDITIONS

The Website provides general information about the Pag-IBIG Fund and related topics. We are an independent site and not a government agency. Please read our Disclaimer for details.

2. Acceptable use

You agree to use the Website only for lawful purposes. You must not:

  • Violate any applicable law or regulation
  • Attempt unauthorized access to the Website, servers, or related systems
  • Introduce viruses, malware, or other harmful code
  • Scrape or republish our content at scale without permission
  • Click on ads artificially or encourage others to do so
  • Impersonate us, the Pag-IBIG Fund, or any government agency

3. Intellectual property

All content on the Website, including text, graphics, logos, and layout, is owned by or licensed to MyPagIBIGInfo and protected by copyright and other laws. You may view and share links to our pages for personal, non-commercial use. You may not reproduce, distribute, or modify our content without written permission. Short quotations with clear credit and a link to the original article are welcome.

4. Accuracy of information

We aim to provide helpful, accurate content, but we do not guarantee it is complete, current, or error-free. You are responsible for verifying information with official sources before relying on it.

5. Third-party links and advertising

The Website may contain links to other sites and third-party advertisements, including Google AdSense. We do not control or endorse them and are not responsible for your dealings with third parties.

6. User communications

If you send us a message or feedback, you confirm it is accurate and does not violate anyone’s rights. We may use feedback to improve the Website without obligation to you.

7. Disclaimer of warranties

The Website is provided “as is” and “as available” without warranties of any kind, express or implied, to the extent permitted by law.

8. Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages, or any loss arising from your use of, or inability to use, the Website or reliance on its content.

9. Indemnity

You agree to hold MyPagIBIGInfo and its owners harmless from claims or losses arising from your misuse of the Website or breach of these Terms.

10. Changes to the Website and Terms

We may modify or discontinue any part of the Website and update these Terms at any time. Changes take effect when posted. Continued use means you accept the updated Terms.

11. Governing law

These Terms are governed by the laws of the Republic of the Philippines, without regard to conflict-of-law rules.